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Mortgage and Income Protection

Mortgage/rent payment is often the biggest monthly expense for households. It is critical to ensure that you can make payments and keep a roof over your head when times are tough.

By having mortgage insurance, you can rest assured that in the unforeseen case of an illness, injury, or redundancy, a monthly benefit would be paid to help you keep on top of your mortgage/rent payments.

Have you recently, or are you about to:

  • Buy or rent a new house?

  • Review or refix your current mortgage?

  • Expand your property portfolio, either rental or business?

  • Consolidate your debt?

If so, now is the time to talk to us about your Mortgage/Rent insurance. Contact one of our friendly team members.

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What is Income Protection?


Income Protection pays you a monthly amount to compensate for your lost income resulting from a disability due to an injury or illness.


How long could you and your family manage without your income, if you were unable to work because of illness or an accident?


Income protection can help you pay the bills and other expenses by providing a regular income.

What is Redundancy Cover?


Redundancy Cover pays you a monthly benefit for up to six months if you are made involuntarily redundant. 


Often the government benefit does not provide the same income that you would be receiving whilst working. This shortfall can make it difficult to meet basic living costs and other expenses such as your mortgage payments. Redundancy cover closes this gap and takes the pressure off so that you can meet short term financial obligations whilst look for your new job.

Redundancy Cover can only be taken out with Income Cover and/or Mortgage Repayment Cover

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