Home Lending & Property Investment

Leasing a Home

Build your residential property investment portfolio with the experts

Lending criteria change on a daily basis. At Financial Doctors, we know where to take your deal and how to secure the best available terms. We do not rely on a single lender, therefore we are able to grow your property portfolio by working with you and the finance companies to maximize your property equity.  

Access the best funding

We are able to seek funding for our customers from over 15 Finance companies, this includes the major banks and non bank lenders.  This allows our clients access to the broader finance options and terms.

Position yourself for growth

Looking to the future, we can offer advice on how the funding for each property purchase might affect your portfolio in the longer-term.  Keeping you pre-approved with finances ready to go is essential for property investing. We’ll make sure you’re always prepared for the next deal.  We can also work with your accountant or lawyer to review your portfolio strategy.

Get more than finance​ Property investing is at the heart of our business. 

Financial Doctors will help you:

  • Optimize your property portfolio.

  • Maximize your borrowing capacity.

  • Pay off higher loan repayments without penalties.

  • Save Interest on your total loan.

  • Reduce your total loan term and becoming debt-free quickly.

 

Home Loans / Loan Refinancing

If you’re looking to buying your first home, downsize, up-size or just refinance, we provide hassle-free sound advice that will get you where you need to be.

 

At Financial Doctors, we’ve worked in finance for over 25 years. That means we understand what the bank needs and what clients need too. Bringing everything together at a really good rate is what we do best.

Acting fast for first-home buyers

If you’re looking for a quick mortgage pre-approval so you can start your property adventure, just send us a request to hello@financialdoctors.co.nz. We’ll save you lots of time looking for the best deals on your behalf. And we’re happy to answer any questions you have about buying a home.

Helping homeowners make the next step

Rates and mortgage conditions change every day so if you have an existing home and are looking to move, it makes sense to review your mortgage. We can help you get the right arrangement for the next purchase whether it is downsizing or upsizing.

If your situation is a little more complicated and you want to talk in more detail, let’s arrange coffee or find a time to talk on the phone. Refinancing to improve your home, cover additional debt, buy a second property or to hunt out bridging finance are all areas where we can help. Please email us or give us a call.

Refinancing existing home loan or simply wanting to review your existing debt

Existing mortgage rate is up for review?  

Wanting to ensure that your new Mortgage rate is the best rate available?

Wanting to consolidate all your debts into one?

Your existing bank is not giving you further lending?

Wanting to save interest and repay your mortgage quickly?

If this sounds like you, its time for you to talk to our experts.  We can help you to swap out your old loan for a new one. Whether you have an existing loan or one with another lender/Bank, we have options that may save you money. Rest assured you can count on us for great rates and experienced personalized service for the life of your loan.